SR-22 in Aurora, IL
Being required to carry an SR‑22 can raise questions about what it involves and what steps to take next. Stella Insurance Agency helps drivers throughout Illinois understand the process and meet state requirements.
What Is an SR-22?
An SR-22 is not a type of insurance policy. It is a certificate your insurer files with the Illinois Secretary of State to prove you carry at least the state’s required auto liability coverage. The state may require this after violations like:
- DUI or DWI convictions
- Driving without insurance
- Multiple traffic offenses in a short period
- License suspension or revocation
The SR-22 serves as proof to the state that you’re financially responsible and maintaining continuous coverage.
How Much Does It Cost?
The cost of an SR‑22 often includes both upfront and ongoing expenses, such as:
- A one-time SR‑22 filing fee charged by your insurance company.
- Higher auto insurance premiums based on your driving record, coverage choices and other risk factors.
What Should You Do if Your SR-22 Is Canceled?
If your SR-22 is canceled or your insurance ends, your insurer may notify the state, which can lead to another license suspension, additional penalties or extra fees. You may need to file a new SR-22 and pay reinstatement costs to restore your driving privileges, so it’s important to ask your insurer about potential expenses before you begin.
We Can Help With SR-22 Filing
At Stella Insurance Agency , we simplify SR‑22 requirements by handling your insurance options, filing the form and providing ongoing support. Contact us today to learn more and get a free custom quote.