Commercial Auto Coverage for Businesses in Aurora, IL

When company vehicles are part of your daily operations, a single accident or breakdown can lead to major disruptions. Commercial auto insurance helps you manage those risks by covering damage, injuries, and liability tied to business-related driving.

Whether you rely on one vehicle or operate a full fleet, the right policy may support both compliance and operational stability.

Coverage That Supports Your Vehicles and Business Use

Commercial auto insurance offers financial protection for vehicles used to transport employees, tools, goods or perform services on the job. A standard commercial auto policy may include the following coverage options:

• Liability coverage may help pay for injuries or property damage to others if one of your drivers is at fault in an accident.

• Collision coverage may assist with company vehicle repairs or replacement following a crash, regardless of who caused it.

• Comprehensive coverage may help cover non-collision incidents like theft, vandalism or weather-related damage.

• Uninsured/underinsured motorist coverage may help if your business vehicle is hit by someone who doesn’t have enough insurance to cover your losses.

Additional options like towing reimbursement, hired and non-owned auto coverage or rental vehicle replacement may also be available.

Who Needs Commercial Auto Insurance?

If your business owns or regularly uses vehicles for deliveries, service calls or equipment transport, you likely need this coverage. Even if employees use personal vehicles for work tasks, a commercial policy or endorsement is still often required.

Let’s Find the Right Fit

Stella Insurance Agency helps businesses across Aurora, IL customize commercial auto policies based on vehicle type, usage and industry risks. Contact us today to request a quote or discuss coverage that fits your operations.